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	<title>Comments on: Overdue Books Affecting Credit Score</title>
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	<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/</link>
	<description>An ongoing conversation among librarians with differing perspectives (public, academic, school, consortial, youth) but one shared goal: ensuring the health and relevance of libraries. [insert your own gardening metaphor here]</description>
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		<title>By: donald</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-2620</link>
		<dc:creator><![CDATA[donald]]></dc:creator>
		<pubDate>Thu, 11 Dec 2008 08:02:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-2620</guid>
		<description><![CDATA[I recently came across your blog and have been reading along. I thought I &lt;br/&gt;&lt;br/&gt;would leave my first comment. I don&#039;t know what to say except that I have &lt;br/&gt;&lt;br/&gt;enjoyed reading. Nice blog. I will keep visiting this blog very often.&lt;br/&gt;&lt;br/&gt;Betty&lt;br/&gt;&lt;br/&gt;&lt;br/&gt;&lt;a HREF=&quot;http://www.my-foreclosures.info&quot; REL=&quot;nofollow&quot;&gt;http://www.my-foreclosures.info&lt;/a&gt;]]></description>
		<content:encoded><![CDATA[<p>I recently came across your blog and have been reading along. I thought I </p>
<p>would leave my first comment. I don&#8217;t know what to say except that I have </p>
<p>enjoyed reading. Nice blog. I will keep visiting this blog very often.</p>
<p>Betty</p>
<p><a HREF="http://www.my-foreclosures.info" REL="nofollow">http://www.my-foreclosures.info</a></p>
]]></content:encoded>
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	<item>
		<title>By: credit score</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-2264</link>
		<dc:creator><![CDATA[credit score]]></dc:creator>
		<pubDate>Wed, 02 Jan 2008 15:35:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-2264</guid>
		<description><![CDATA[Thanks for those tips on improving the scores. I think the more good history you get the better your score. But now banks are not lending money so easily.]]></description>
		<content:encoded><![CDATA[<p>Thanks for those tips on improving the scores. I think the more good history you get the better your score. But now banks are not lending money so easily.</p>
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	<item>
		<title>By: Humanus</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-2211</link>
		<dc:creator><![CDATA[Humanus]]></dc:creator>
		<pubDate>Mon, 03 Dec 2007 13:16:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-2211</guid>
		<description><![CDATA[Librarian? They also have a deal with your credit score?]]></description>
		<content:encoded><![CDATA[<p>Librarian? They also have a deal with your credit score?</p>
]]></content:encoded>
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	<item>
		<title>By: Anonymous</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-2009</link>
		<dc:creator><![CDATA[Anonymous]]></dc:creator>
		<pubDate>Sun, 03 Jun 2007 15:10:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-2009</guid>
		<description><![CDATA[I think the $20 in collections ruining your credit score is overkill.&lt;br/&gt;&lt;br/&gt;I recently looked at my credit score and found that it had dropped by almost 100 pts becasue of one collection of $85 which I was never notified about and do not have any idea what its for; other then it was originally from AT&amp;T. Needless to say I will never do business with AT&amp;T again.]]></description>
		<content:encoded><![CDATA[<p>I think the $20 in collections ruining your credit score is overkill.</p>
<p>I recently looked at my credit score and found that it had dropped by almost 100 pts becasue of one collection of $85 which I was never notified about and do not have any idea what its for; other then it was originally from AT&#038;T. Needless to say I will never do business with AT&#038;T again.</p>
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	<item>
		<title>By: Anonymous</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-5148</link>
		<dc:creator><![CDATA[Anonymous]]></dc:creator>
		<pubDate>Sun, 03 Jun 2007 15:10:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-5148</guid>
		<description><![CDATA[I think the $20 in collections ruining your credit score is overkill.&lt;br/&gt;&lt;br/&gt;I recently looked at my credit score and found that it had dropped by almost 100 pts becasue of one collection of $85 which I was never notified about and do not have any idea what its for; other then it was originally from AT&amp;T. Needless to say I will never do business with AT&amp;T again.]]></description>
		<content:encoded><![CDATA[<p>I think the $20 in collections ruining your credit score is overkill.</p>
<p>I recently looked at my credit score and found that it had dropped by almost 100 pts becasue of one collection of $85 which I was never notified about and do not have any idea what its for; other then it was originally from AT&#038;T. Needless to say I will never do business with AT&#038;T again.</p>
]]></content:encoded>
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	<item>
		<title>By: credit fan</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-1959</link>
		<dc:creator><![CDATA[credit fan]]></dc:creator>
		<pubDate>Mon, 21 May 2007 11:17:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-1959</guid>
		<description><![CDATA[Good day! I do not get books in library. But I believe those who do and take care of their credit score will be more punctual in returning books. Nobody wants to lose points.]]></description>
		<content:encoded><![CDATA[<p>Good day! I do not get books in library. But I believe those who do and take care of their credit score will be more punctual in returning books. Nobody wants to lose points.</p>
]]></content:encoded>
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	<item>
		<title>By: credit fan</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-5097</link>
		<dc:creator><![CDATA[credit fan]]></dc:creator>
		<pubDate>Mon, 21 May 2007 11:17:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-5097</guid>
		<description><![CDATA[Good day! I do not get books in library. But I believe those who do and take care of their credit score will be more punctual in returning books. Nobody wants to lose points.]]></description>
		<content:encoded><![CDATA[<p>Good day! I do not get books in library. But I believe those who do and take care of their credit score will be more punctual in returning books. Nobody wants to lose points.</p>
]]></content:encoded>
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	<item>
		<title>By: merry</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-1925</link>
		<dc:creator><![CDATA[merry]]></dc:creator>
		<pubDate>Mon, 07 May 2007 04:03:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-1925</guid>
		<description><![CDATA[We should always aspire to higher credit score to get benefits and use &lt;a HREF=&quot;http://www.creditorganizer.com/Best-Credit-Cards-891833-page.php&lt;br/&gt;&quot; REL=&quot;nofollow&quot;&gt;the best credit cards&lt;/a&gt;. Having overdue library books depends only on you. I believe now we will be more accurate in using books and return them on time.]]></description>
		<content:encoded><![CDATA[<p>We should always aspire to higher credit score to get benefits and use <a HREF="http://www.creditorganizer.com/Best-Credit-Cards-891833-page.php<br></a>&#8221; REL=&#8221;nofollow&#8221;>the best credit cards. Having overdue library books depends only on you. I believe now we will be more accurate in using books and return them on time.</p>
]]></content:encoded>
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	<item>
		<title>By: merry</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-5063</link>
		<dc:creator><![CDATA[merry]]></dc:creator>
		<pubDate>Mon, 07 May 2007 04:03:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-5063</guid>
		<description><![CDATA[We should always aspire to higher credit score to get benefits and use &lt;a HREF=&quot;http://www.creditorganizer.com/Best-Credit-Cards-891833-page.php&lt;br/&gt;&quot; REL=&quot;nofollow&quot;&gt;the best credit cards&lt;/a&gt;. Having overdue library books depends only on you. I believe now we will be more accurate in using books and return them on time.]]></description>
		<content:encoded><![CDATA[<p>We should always aspire to higher credit score to get benefits and use <a HREF="http://www.creditorganizer.com/Best-Credit-Cards-891833-page.php<br></a>&#8221; REL=&#8221;nofollow&#8221;>the best credit cards. Having overdue library books depends only on you. I believe now we will be more accurate in using books and return them on time.</p>
]]></content:encoded>
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	<item>
		<title>By: credit card holder</title>
		<link>http://librarygarden.net/2007/01/14/overdue-books-affecting-credit-score/#comment-1924</link>
		<dc:creator><![CDATA[credit card holder]]></dc:creator>
		<pubDate>Wed, 02 May 2007 08:49:00 +0000</pubDate>
		<guid isPermaLink="false">http://librarygarden.wordpress.com/2007/01/14/overdue-books-affecting-credit-score/#comment-1924</guid>
		<description><![CDATA[Our libraries began to cooperate with collection agency-is not a good thing, especially for those who overdue books. Sometimes it happens because of unexpected factors. That is really a lot of points to lose for overdue books!]]></description>
		<content:encoded><![CDATA[<p>Our libraries began to cooperate with collection agency-is not a good thing, especially for those who overdue books. Sometimes it happens because of unexpected factors. That is really a lot of points to lose for overdue books!</p>
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